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Results
Conservative Rent (25%)
Recommended Max Rent (30% Rule)
Maximum Rent Limit (40%)
About Rent Affordability Calculator
Calculation Method
This calculator estimates a reasonable monthly rent range based on your gross income. It follows the widely accepted '30% Rule', which suggests that your housing costs should not exceed 30% of your gross income.
Rent-to-Income Ratio Guide
| Income Ratio | Description |
|---|---|
| 25% (Conservative) | Best for those with high savings goals or significant debt. |
| 30% (Recommended) | Standard benchmark for financial health, balancing quality of life and savings. |
| 40% (Maximum) | Only for high-cost cities (e.g., NYC, London) as a temporary measure; carries higher financial risk. |